Preheat oven to 425 F/220 C.
Scoop the Nutella into teaspoon portions onto a parchment lined baking tray. Chill the freezer until ready to use.
In a large bowl, whisk together the flour, baking powder, baking soda, and salt.
In a separate large mixing bowl, whisk together the buttermilk, mashed banana, melted butter, sugar, eggs, sour cream, oil, and vanilla extract.
Whisk the dries into the wets.
Line a 12-cup muffin tray with paper liners.
Fill the liners with about 3-4 tablespoon of batter (filling the liner about half full).
Then press in one of the frozen nutella filling into the center of each one.
Scoop another 3-4 tablespoon of the batter on top. The batter should be fuller than the top of the liner. (see post for visual)
Warm the rest of the nutella in the microwave for 20 seconds until it runs smoothly off the spoon.
Spoon about 1 teaspoon of the nutella on top of each muffin. Then use a toothpick, skewer, or butter knife to gently swirl the chocolate and batter together.
Bake for 8 minutes at 425 F, then decrease the heat to 350 and continue baking for another 12-14 minutes or until the tops bounce back when touched.